Clear Sight

Waliuz Zaman, FCCA

I am an FCCA-qualified accountant with over 15 years’ experience working in leadership roles across finance, systems, and organisational improvement. I am passionate about using AI and technology to simplify finance, improve processes, and help businesses work smarter.

One of the greatest sources of fulfilment in my work is seeing a business move from a place of struggle, uncertainty, or overwhelm to a position of clarity, confidence, and success, knowing that the impact I have made has, in some part, helped them get there.

Throughout my career, I have supported charities, not-for-profit organisations, and housing associations to strengthen their finance functions, improve reporting, enhance governance, and make better use of accounting systems. In senior roles, I have helped organisations move away from inefficient manual processes and towards clearer, more structured ways of working; creating systems that improve decision-making, accountability, and long-term sustainability.

I enjoy helping organisations systemise the way they work, strengthen their foundations, and create space for business owners and leaders to focus on growth, purpose, and the things they love.

Beyond my professional life, I am deeply passionate about making a positive impact in the world, particularly for those less fortunate than myself. I actively support charitable causes in the UK and abroad, whether through volunteering, helping gather supplies to be shipped overseas, fundraising, or taking part in challenges such as community running events and climbing Mount Snowdon.

Outside of work and volunteering, I am a proud Liverpool fan and love attending football matches, nothing quite compares to the atmosphere inside a football stadium. I also enjoy travelling, exploring different cultures, and visiting historical sites around the world, which continue to broaden my perspective and appreciation of people, places, and stories.

Latest news from ClearSight

August 24, 2026
UK vacancies fall to lowest level since 2014 as hiring slows

The UK jobs market showed fresh signs of strain in the latest labour market figures, published by the Office for National Statistics on 18 August 2026.

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August 20, 2026
Do you need to pay tax on your side hustle?

Those who have turned their hobby into a side hustle are being reminded by HMRC that their income from these activities may be taxable.

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August 19, 2026
ICO raids properties in crackdown on nuisance car finance marketing

The Information Commissioner's Office (ICO) has carried out searches at residential and business premises across the UK as part of an investigation into suspected nuisance marketing linked to car finance mis-selling claims.

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August 18, 2026
Why every business needs a 12-month profit improvement plan

Many businesses start the year with ambitious sales targets. The problem is that increased sales do not always translate into increased profits.

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August 13, 2026
Playday: HMRC remind parents to use the Tax-Free Childcare Scheme

HMRC is using Playday, the national day for play, to remind working parents about the Tax-Free Childcare scheme, which can help eligible families meet the cost of nurseries, childminders, holiday clubs, breakfast clubs and after-school clubs.

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August 12, 2026
AI pricing leaves businesses struggling to predict costs

According to a BBC report, businesses investing in Artificial Intelligence (AI) are finding it increasingly difficult to predict what their technology bills will look like, as reliance on AI increases.

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August 10, 2026
Date of Budget 2026 announced

The Chancellor of the Exchequer, John Healey, has announced that Budget 2026 will be presented on 28 October 2026.

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August 6, 2026
Getting a shareholders’ agreement right

A shareholder’s agreement can be one of the most valuable documents a business ever puts in place. It allows a company’s owners to set out, in detail, how they will work together, make decisions, deal with disputes and manage future changes in ownership.

Read article
August 24, 2026
UK vacancies fall to lowest level since 2014 as hiring slows

The UK jobs market showed fresh signs of strain in the latest labour market figures, published by the Office for National Statistics on 18 August 2026.

Read article
August 20, 2026
Do you need to pay tax on your side hustle?

Those who have turned their hobby into a side hustle are being reminded by HMRC that their income from these activities may be taxable.

Read article
August 19, 2026
ICO raids properties in crackdown on nuisance car finance marketing

The Information Commissioner's Office (ICO) has carried out searches at residential and business premises across the UK as part of an investigation into suspected nuisance marketing linked to car finance mis-selling claims.

Read article
August 18, 2026
Why every business needs a 12-month profit improvement plan

Many businesses start the year with ambitious sales targets. The problem is that increased sales do not always translate into increased profits.

Read article
August 13, 2026
Playday: HMRC remind parents to use the Tax-Free Childcare Scheme

HMRC is using Playday, the national day for play, to remind working parents about the Tax-Free Childcare scheme, which can help eligible families meet the cost of nurseries, childminders, holiday clubs, breakfast clubs and after-school clubs.

Read article
August 12, 2026
AI pricing leaves businesses struggling to predict costs

According to a BBC report, businesses investing in Artificial Intelligence (AI) are finding it increasingly difficult to predict what their technology bills will look like, as reliance on AI increases.

Read article
August 10, 2026
Date of Budget 2026 announced

The Chancellor of the Exchequer, John Healey, has announced that Budget 2026 will be presented on 28 October 2026.

Read article
August 6, 2026
Getting a shareholders’ agreement right

A shareholder’s agreement can be one of the most valuable documents a business ever puts in place. It allows a company’s owners to set out, in detail, how they will work together, make decisions, deal with disputes and manage future changes in ownership.

Read article
June 26, 2026
Watch out, watch out, HMRC’s about

“Owners of dodgy shops that are evading tax: we are coming for you,” said Dan Tomlinson, Exchequer Secretary to the Treasury, as he announced that HMRC will make 30,000 high-street ‘interventions’ in the coming year as part of an initiative to tackle tax fraud and illegal activity.

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June 26, 2026
Mandatory payrolling now to be phased in

The announcement of mandatory payrolling for Benefits In Kind was originally expected to start in April 2027, but following industry pressure, it will now be introduced in two phases.

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June 29, 2026
Inexpensive TV advertising available for SMEs

Comcast’s Universal Ads has launched in the UK in partnership with Channel 4, ITV and Sky. It is a self-service platform that opens TV advertising up to Small to Medium-Sized (SMEs) businesses at a more affordable cost.

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July 1, 2026
Business leaders want government to prioritise EU relationships

As the tenth anniversary of the Brexit vote passes, the Institute of Directors (IoD) has published research revealing a shift in business sentiment towards the European Union.

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July 2, 2026
How an employer can use non-disclosure agreements

Employers may worry about the use of Non-Disclosure Agreements (NDA) following a series of press stories that have highlighted the abuse of the system.

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July 6, 2026
More consultations hint at what's to come

The government has published a raft of consultations on tax and business policies. It is worth being aware of these, as they are a good indicator of future policy direction likely to impact small businesses.

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